Insurances Accepted
Elite Gastro participates with a wide range of insurance plans. Because coverage can differ by specific plan and product line, we ask every patient to confirm benefits with their carrier before their visit.
Before Your Visit
- Verify your coverage. Your policy is a contract between you and your insurance company. Call the number on your card to confirm your benefits and that your FDHS Elite Gastro physician is in-network.
- Bring your cards. Please bring your current insurance card(s) and a photo ID to every appointment.
- Check referrals and pre-authorizations. If your plan requires a referral or prior authorization, please make sure your carrier or primary care physician has completed it before you arrive. Without it, you may be responsible for the full cost of the visit or procedure.
Commercial Plans
- Aetna
- Ambetter
- AvMed
- Blue Cross Blue Shield (out-of-state plans)
- Cigna
- Claritev (formerly Multiplan)
- Curative
- First Health
- Florida Blue
- GEHA
- Partners Direct Health
- Prime Health
- UnitedHealthcare
Individual Exchange Plans
- Aetna CVS Health (Platinum, Gold, Silver, and Bronze)
Medicare and Government Plans
- Traditional Medicare
- Railroad Medicare
- Tricare East
- Optum (VA Community Care Network – Region 3)
Medicare Advantage Plans
- Aetna
- AvMed
- Florida Blue
- Freedom Health
- HealthSpring (formerly Cigna)
- Humana
- Optimum HealthCare
- UnitedHealthcare (including Dual Complete)
- WellCare
- WellMed
Additional Plans Accepted
Our physicians participate with the plans below. As with any plan, coverage can vary by product line, so we recommend confirming your benefits before scheduling.
- BayCarePlus
- CarePlus
- Cigna BayCare
- Evolutions
- Florida Healthcare Plans
- Gulf Coast Provider Network Select
- Health First Health Plans
- Simply Healthcare
- Suncoast PACE
Medicare Patients
As participating Medicare providers, we file claims on your behalf. Under Medicare guidelines, you are responsible for a 20% co-insurance once your annual deductible has been met. We will also file with your secondary insurance unless you tell us not to.
Out-of-Network and Non-Covered Services
If we do not participate with your insurance, payment is due at the time of service. We will still prepare and submit an unassigned claim so your carrier can reimburse you directly. If your plan considers a service non-covered, you will be responsible for the full charge when you receive our statement.
Patient Financial Responsibility
Co-pays, co-insurance, deductible payments, and self-pay fees are due at the time of service. We accept most major credit cards and checks. A 3% processing fee applies to credit card transactions. There is no processing fee for debit cards, prepaid credit cards, Health Savings Accounts (HSA), or Flexible Spending Accounts (FSA).
Effective March 1, 2026, we no longer accept cash as a form of payment.
Questions About Your Bill?
You can pay your balance online through our secure billing portal, or call our office at 813-600-3709 and we will be glad to help.
This list is current as of the date shown below and is subject to change. Being listed here does not guarantee coverage for your specific plan or service. Please verify benefits with your insurance carrier before your appointment.